How Nuclear is The Nuclear Family?
- Posted by e2 on 03.22.09
- Tags Family Changes, Modern Family
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As unemployment increases and the number of low-income people rises, the number of persons eligible for Medicaid benefits will increase. Most people obtain health insurance through their employer and higher rates of unemployment will reduce the number of insured Virginians, including children.
A report by the Kaiser Family Foundation found that a 1 percent increase in the unemployment rate nationwide would result in 1 million new Medicaid enrollees and a 1.1 million increase in the uninsured population. Enrollment in Medicaid and Family Access to Medical Insurance Security (FAMIS), increased by 4.8 percent between December 2007 and December 2008. Enrollment in FAMIS has risen even faster, increasing by 11.4 percent between 2007 and 2008. It is likely that this downturn will increase the number of uninsured people including children, increase the numbers eligible for Medicaid and FAMIS, and place new demands on both programs.
Reductions in either program will exacerbate the downturn’s effects on struggling families and children and increase even further the number pushed into poverty. Reductions will also mean thousands of additional children without access to adequate health care during the recession and beyond, compromising their health status and future potential.
There is a well-documented relationship between parent unemployment and child abuse — as unemployment worsens, the incidence of abuse rises. While not part of the safety net for families experiencing financial hardship, child protective services departments nevertheless may see considerable recession-related increases in child abuse. These programs will need to maintain staffing levels adequate to intervene as necessary to protect children. At the same time, there will be a heightened need for prevention programs (e.g. home visiting programs) that can provide supports to at-risk families.
Nationwide welfare reforms have altered the nature of assistance available to families struggling during economic hard times. Temporary Assistance for Needy Families (TANF) is focused on welfare-to-work initiatives designed to move families from poverty to self-sufficiency.
Maintaining such employment-centered aid in a period of economic recession and rising unemployment may prove to be very challenging. Compounding the challenge, many jobs available to TANF participants are low-wage, low-skilled positions — those often cut during a downturn. TANF and the Virginia Initiative for Employment not Welfare Program (VIEW), have reduced the number of individuals receiving public cash assistance by nearly 60 percent since 1995.
This steady decline was interrupted by the relatively mild 2001 recession – caseloads increased by 10 percent before declining to pre-recession levels. Since then, caseloads have remained relatively constant despite steady increases in total population. In 2008, the first year of the recession, TANF caseloads increased by 8 percent.
Based on this early rise in caseloads, and on the percentage increase in TANF cases during the 2001 recession (10 percent), we can expect TANF cases in this recession to increase by more than 10 percent, and for that increase to persist for several years beyond the start of the recovery.
During a recessionary period, safety net programs become more necessary, and increases in demand for these services are an early indicator of rising poverty. Public and private assistance agencies have seen significant recession-induced increases in demand.
The magnitude of these increases is a sign of worsening poverty and a warning to policymakers of the potential long-range damage to families, children and economy. If policymakers choose to cut safety net services in efforts to balance the state budget, many more people, and especially children, will be exposed to the effects of prolonged poverty. 
Food stamp caseloads increased sharply in 2008. This is important to note because food stamps are a reliable early indicator of increasing economic distress and poverty. The impact on children is substantial, as 57 percent of households receiving food stamps include children.
Another early indicator of family economic vulnerability is food bank demand. This demand increases of 20 to 30 percent during 2008. These increases have occurred at the same time that donations of surplus food have decreased. Food banks, therefore, have initiated requests for emergency funding to meet rising demands.
Why only now I realize that I was not alone in this world, nor the last creature on earth? It contained two meanings such as double-edged knife. Let's hope this becomes the ultimate of so exhausting journey.